CNS Payments — 0% Credit Card Processing

STOP GIVING
3% OF EVERY
SALE TO
YOUR PROCESSOR.

Keep 100% of every sale. Eliminate transaction fees entirely by passing a small service fee to card-paying customers.

No transaction fees
No Upfront cost
100% legal nationwide
CNS Pay Terminal

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The Old Way vs CNS Payments

See exactly where your money goes with traditional processing versus our zero-fee solution.

Traditional

The Old Way

Processing Fee 2.7% - 3.5%
Transaction Fee $0.10 - $0.30
Monthly Fees $20 - $50+
Hidden Costs Frequent

Merchant Keeps

~96%

Terminal Comparison
The Solution

CNS Payments

Zero-Fee Processing

Processing Fee 0%
Transaction Fee $0.00
Monthly Fees $0.00
Hidden Costs None

Merchant Keeps

100%

Calculate Your Savings

See exactly how much you could save every month by switching to CNS Payments 0% Processing.

Interactive Calculator

$50,000
2.9%
1,000
$0.30

Your Current Losses

Monthly Loss

$1,750.00

Annual Loss

$21,000.00

5-Year Loss

$105,000.00

With CNS Pay

$0.00 fees

Stop Losing Money

No Obligation

Get a free quote with zero pressure.

100% Confidential

Your data is safe and secure.

Legal Nationwide

Compliant in all 50 states.

The Evolution of Payment

Your Journey to Zero Fees

The Seamless Shift

Our intelligent software automatically adjusts pricing at the point of sale, seamlessly shifting the processing cost without interrupting your workflow.

The Cash Advantage

We empower your customers with choice. Those who prefer cash are instantly rewarded with a built-in discount, driving loyalty and immediate cash flow.

Total Revenue Retention

You keep exactly what you earn. 100% of the sale price hits your account, completely bypassing traditional processor fees that eat into your margins.

Absolute Transparency

We provide compliant, crystal-clear signage so your customers always understand their payment options and the value they receive at checkout.

Traditional
Processing
CNS Payments
0% Processing
Interchange Fee
2% - 4% of Gross
0%
Transaction Fee
$0.05 - $0.25
$0.00
Authorization Fee
$0.05 - $0.25
$0.00
Statement Fee
$5 - $10 /mo
$0 /mo
Monthly Minimum
$25 - $50 /mo
$0 /mo
Online Access Fee
$3 - $15 /mo
$0 /mo
Other Junk Fees
$1 - $199 /mo
No junk fees

Eliminate All
Processing Fees.
Forever.

Keep 100% of your revenue. Join thousands of merchants saving thousands every month with CNS Payments 0% Processing.

See if your business qualifies for 0% Processing

Hear From Our Satisfied Clients

"We were paying Stripe over $4,000 a month. Switching to CNS was seamless — that cost is completely gone."

↑ Saves $4,200/mo · $50,400/yr

Marcus R.

Riverstone Kitchen

"Fees went from 2.9% to nothing. Our margins look completely different now. Wish we'd done this years ago."

↑ Saves $2,800/mo · $33,600/yr

Stephanie L.

Luma Supply Co.

"Three locations locked into Toast. CNS switched all three — no contracts, no drama, no downtime."

↑ Saves $3,600/mo · $30,200/yr

David T.

Tap & Table Group

Amazing POS Solutions With 0%

State-of-the-art hardware tailored for your specific business needs.

Clover

Clover Payment System

POS + 0% Processing

The POS that's small enough to fit into any space but powerful enough to run business.

  • Full-featured tools for your business
  • Swipe, dip, tap, or take cash
  • All-in-one system. WiFi/LTE connectivity
GET STARTED
Mobile

Online & Phone Systems

Mobile Processing

Sophisticated merchant services in a compact standalone mobile device.

  • Accept all payment types
  • Get deposits fast and easy
  • Manage from anywhere
GET STARTED
Deja Vu

Deja vu Payment System

POS + 0% Processing

Robust full-feature POS system designed for restaurants and large retail.

  • Customer-facing Dual Screens
  • Advanced Employee Management
  • In-depth Inventory & Reporting
GET STARTED

Free Setup

White glove installation

Training

Become an expert fast

Fast Funding

Next-day deposits

24/7 Support

Live tech assistance

Frequently Asked Questions

Got questions? We're ready to help you find the answer.

What is the 0% Processing Program?

A unique program developed to help merchants nationwide save virtually 100% on processing fees by offering their customers a discount for paying with Cash.

What kind of businesses can use this?

Just about any business that accepts credit cards can benefit. From auto repair shops and restaurants to retail establishments and professionals like doctors and accountants.

What do I need to get started?

This is the fun part. We'll send you everything you need in one handy package: a payment terminal, signage for your front door and terminal area, and free training.

Is it legal to offer a Dual Pricing?

Yes. As stated in the Durbin Amendment §124.STAT.2073, 9b2, businesses are permitted to offer a discount to customers as an incentive to pay by alternative methods other than a credit/debit card.

What if I don't like the program?

We have a 100% satisfaction guarantee. If for any reason you want to stop using the Dual Pricing Program, we will immediately change you back to traditional interchange pricing.

Ready to Eliminate Processing Fees?

Fill out the form below to get your free, no-obligation quote.